85bd Privacy Policy – Your Data Is Safe With Us

This Privacy Policy applies to all services offered through the 85bd website and application. It takes effect whenever you create an account, log in, or use any of our services. By using the 85bd platform, you agree to this Privacy Policy.

This policy is developed in accordance with applicable data protection laws in Bangladesh and international standards. We believe you have full ownership of your data, and everything we do is aimed at upholding that.

Any changes to our Privacy Policy will be updated on this page, and registered members will be notified by email. We encourage you to check this page periodically.

85bd only collects the information that is necessary. We do not request unnecessary or excessive data. Full details are provided in the table below:

We may collect information directly from you, through automated technologies, and in some cases from legitimate third-party sources. In all cases, third-party data is handled to the same privacy standards as information collected directly.

85bd uses the information it collects solely for the legitimate purposes listed below — it is never used for anything beyond these:

• Account Management & Security: To verify login, process password resets, and maintain account security.
• Payment Processing: To verify financial details for processing deposits and withdrawals.
• KYC Verification: To verify age and identity and confirm the legitimacy of your account.
• Customer Support: To resolve your issues, handle complaints, and provide assistance.
• Fraud Prevention: To detect multiple accounts, bot usage, and suspicious activity.
• Legal Compliance: To comply with applicable laws and meet regulatory requirements.
• Service Improvement: To analyze usage patterns and improve the quality of the platform.
• Promotional Communications: To send you offers and updates with your consent (you can opt out at any time).

85bd shares your data only in limited, controlled circumstances. Information is shared solely in the following situations:

• Payment Processors: To process transactions with bKash, Nagad, Rocket, or bank partners. These parties are bound by strict confidentiality agreements.
• KYC Verification Services: With approved third-party identity verification providers, strictly for verification purposes.
• Law Enforcement Agencies: Under valid orders from courts or government authorities pursuant to Bangladesh's legal obligations.
• Technology Partners: With cloud and security service providers essential to platform operations, who are contractually bound to comply with our Privacy Policy.

The 85bd website uses cookies to enhance your browsing experience. Cookies are small text files stored in your browser. We use the following types of cookies:

• Essential Cookies: To maintain login sessions and ensure security. Disabling these cookies will prevent the site from functioning properly.
• Performance Cookies: To remember your language preferences and other settings.
• Analytics Cookies: To understand which pages are most visited. This data is collected in fully anonymised form.

You can delete or block cookies at any time through your browser settings. Please note that disabling essential cookies may limit certain features.

85bd uses industry-leading technology to keep your information secure. Our security framework:

• 256-bit SSL/TLS Encryption: All communication between your browser and our servers is encrypted.
• Two-Factor Authentication (2FA): An additional layer of security for your account.
• Firewall & DDoS Protection: Advanced firewall protection to prevent unauthorized server access.
• Regular Security Audits: Regular security audits conducted by independent external experts.
• Data Backup: Secure backups of all data are performed on a regular basis.
• Restricted Access: Only authorized personnel may access specific data.

You have the following rights over your data on 85bd. To exercise any of them, please contact our support team:

Rights requests are typically processed within 30 business days. Where legal obligations apply, certain data may not be eligible for deletion — in such cases, we will inform you of the reason.

85bd does not retain data beyond what is necessary. Retention periods are as follows:

• Account Information: For the duration of your active account and 5 years after closure (as required by law).
• Transaction Records: A minimum of 5 years, in accordance with Bangladesh financial regulations.
• KYC Documents: 5 years after verification, or as required by law.
• Cookie Data: Session cookies are deleted when the browser is closed; persistent cookies last up to 1 year.
• Support Contact: 2 years after the issue is resolved.

After the designated retention period, data is securely deleted or anonymized so that you can no longer be identified.

We actively use age verification to prevent minors from accessing our platform. If we become aware that a minor's data has been collected, the account will be immediately closed and all data deleted. If a parent or guardian suspects their child is using our platform, please contact our support team without delay.

For any questions, requests, or complaints regarding our Privacy Policy, please get in touch. We aim to respond within 72 hours.

To exercise your rights, send an email with the subject line "Privacy Request" from your registered email address.